1. Acceptance of Terms By accessing or using Asset Shield Academy ("the Platform") at www.assetshieldacademy.com, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use the Platform. These terms apply to all visitors, members, and subscribers.

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2. Geographic Restriction Asset Shield Academy is currently available to United States residents only. By registering, you confirm that you are a resident of the United States. We reserve the right to terminate accounts of users found to be outside the United States.

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3. Educational Purpose Only All content provided on Asset Shield Academy is strictly for educational and informational purposes. Nothing on this platform constitutes financial advice, investment advice, trading advice, or any other type of financial recommendation. We do not recommend or endorse the purchase or sale of any cryptocurrency or financial instrument. Always do your own research and consult a licensed financial advisor before making any investment decisions.

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4. Subscriptions & Payments Access to courses requires an active paid subscription. Subscriptions are billed according to the plan selected at the time of purchase. Payments are processed securely through Wix Payments. By purchasing a subscription you authorize us to charge your selected payment method on a recurring basis until you cancel.

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5. Cancellations & Refunds You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of the current billing period. We do not offer refunds for partially used subscription periods. If you believe you have been charged in error, contact us at info@assetshieldacademy.com.

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6. User Accounts You are responsible for maintaining the confidentiality of your account credentials. You agree not to share your account with any other person. We reserve the right to suspend or terminate accounts that violate these terms.

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7. Intellectual Property All content on Asset Shield Academy including videos, written materials, course content, logos, and graphics is the intellectual property of Asset Shield Academy and may not be reproduced, distributed, or used without our express written permission.

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8. Limitation of Liability Asset Shield Academy and its founders, partners, and team members shall not be held liable for any financial losses, damages, or decisions made based on the educational content provided on this platform. Use of this platform is entirely at your own risk.

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9. Changes to Terms We reserve the right to update these Terms and Conditions at any time. Continued use of the platform after changes constitutes your acceptance of the new terms. We will notify registered members of significant changes by email.

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10. Governing Law These Terms and Conditions are governed by the laws of the State of Florida, United States. Any disputes shall be resolved in the courts of Miami, Florida.

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11. Contact For any questions regarding these Terms and Conditions: Asset Shield Academy Miami, Florida, USA info@assetshieldacademy.com